Stop Doubting Your Credit

Stop it! Stop it! Stop it! Stop getting that yucky, no good feeling that your credit score cannot fix your current situation. If you just hear the word and we eek into a fetal position, it may have been a complete over reaction. Did you know that you can still get a loan with two pages worth of collection accounts? Yes!

As a rule of thumb, underwriters typically don't worry about unpaid medical collections. You getting fixed.....that is "self preservation". Right!

Now what is there are other collections? Say it is a cell phone bill or a utility bill in a smaller denomination. If your credit score is decent, a word may never be spoken.

Long story short, if you are demonstrating that you are having troubles paying your bills but your credit is still in good standing, you need the refinance. This is where it is important to remember to stand tall and call Imagine to see if we can find a program that fits your family to get you out of the troubles into something affordable to get you back on your feet!